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Solar Inverter Sizing Guide

2026/02/27

Solar Inverter Sizing Guide

The Two Different Ways to Size an Inverter

Here's where 90% of DIYers go wrong: They size their inverter based only on their monthly electric bill, completely ignoring what happens during a grid outage.
There are actually two completely different sizing scenarios:
Scenario
Sizing Based On
Common Mistake
Grid-Tied Only
Monthly kWh usage, peak sun hours
Over-sizing beyond panel capacity
Hybrid with Backup
Largest motor surge + critical loads
Forgetting in-rush current
Let me walk you through both calculations properly.

Part 1: Grid-Tied System Sizing

For a pure grid-tied system (no battery backup), sizing is straightforward:

Step 1: Calculate Your Daily Energy Usage

Pull your last 12 months of electric bills. Look for your annual kWh usage and divide by 365 to get daily average.
Example:
  • Annual usage: 12,000 kWh
  • Daily average: 12,000 ÷ 365 = 32.9 kWh/day

Step 2: Determine Peak Sun Hours for Your Location

Peak sun hours aren't daylight hours—they're the equivalent hours of full-intensity sunlight. The National Renewable Energy Laboratory (NREL) provides solar irradiance data by location. [Source: NREL, 2024]
Location
Annual Average Peak Sun Hours
Phoenix, AZ
6.5
Los Angeles, CA
5.5
Austin, TX
5.0
Denver, CO
5.0
Seattle, WA
3.5

Step 3: Calculate Required System Size

Formula: System Size (kW) = Daily kWh ÷ Peak Sun Hours ÷ System Efficiency
System efficiency accounts for inverter losses, wiring losses, and temperature derating. Use 0.85 as a conservative estimate.
Example (Austin, TX):
  • Daily usage: 32.9 kWh
  • Peak sun hours: 5.0
  • System size: 32.9 ÷ 5.0 ÷ 0.85 = 7.7 kW

Step 4: Apply the NEC 120% Rule

This is where most homeowners get surprised. The National Electrical Code (NEC 705.12) limits how much solar you can backfeed into your main electrical panel.
In plain English: The total amps supplying your panel (Main Breaker + Solar Breaker) cannot exceed 120% of the panel's busbar rating.
Calculation:
  1. Most US homes have 200A main panels
  2. 200A × 1.2 = 240A total allowed
  3. 240A - 200A (Main Breaker) = 40A available for solar
  4. 40A × 240V = 9,600W (roughly 7.6-8kW inverter)
If you want larger than 8kW: Your electrician needs to either:
  • Install a line-side tap (connects before the main breaker)
  • Upgrade your main panel to 225A or 400A
A Florida homeowner with a 200A panel successfully installed our 12kW hybrid using a line-side tap, providing full backup for a 2,800 sq ft home. [CASE-004]

Part 2: Hybrid System Sizing (With Backup)

This is where sizing gets more complex—and more important.

The In-Rush Current Problem

When you're sizing a hybrid inverter for backup power, you can't just look at running watts. You need to account for surge power—the massive current draw when motors start.
Real-world surge requirements:
Appliance
Running Watts
Starting Surge
Duration
Central AC (3-ton)
3,500W
10,000W+
5-10 seconds
Well Pump (3HP)
2,000W
8,000W
3-5 seconds
Refrigerator
200W
1,200W
1-2 seconds
Electric Dryer
4,500W
6,000W
N/A
Microwave
1,200W
1,500W
N/A
Here's the trap: You might size a 5kW inverter based on your average daily load (200 kWh/month ≈ 6.7 kWh/day). Mathematically, 5kW seems fine. But if you try to start a 3HP well pump during an outage, that 5kW inverter sees an 8,000W surge demand and instantly overloads.

The Surge Rating Solution

SolarInverterUS hybrid inverters are specifically designed for this scenario. Our units deliver 2x rated power for 10 seconds—enough to start heavy inductive loads. [TEST-005]
A Texas rancher with our 5kW hybrid unit successfully starts his 3HP deep well pump during outages. The math: 5kW rated, 10kW surge for 10 seconds, covers the 8,000W pump surge comfortably. [CASE-005]

Sizing for Critical Loads

Step 1: List your critical loads (what you want powered during outages):
Load
Running Watts
Surge Watts
Priority
Refrigerator
200
1,200
High
LED Lights (10)
100
100
High
Wi-Fi + Router
50
50
High
Furnace Blower
800
2,000
High
Central AC (optional)
3,500
10,000
Medium
Well Pump
2,000
8,000
Medium
Microwave
1,200
1,500
Low
Step 2: Calculate your inverter size:
  • Minimum: Sum of all "High" priority running watts
  • Recommended: Highest surge + other running loads
  • Ideal: Highest surge + all running loads (allows simultaneous use)
Example (Texas ranch with well pump):
  • High priority loads: ~1,200W running
  • Well pump surge: 8,000W
  • Minimum inverter: 3kW (with 6kW surge)
  • Recommended: 5kW (with 10kW surge)

Battery Sizing for Backup

Once you've sized the inverter, size the battery:
Formula: Battery (kWh) = Critical Load Watts × Hours of Backup ÷ Depth of Discharge
For LiFePO4 batteries, use 80% depth of discharge (you can use 80% of rated capacity safely).
Example:
  • Critical loads: 1,500W average
  • Desired backup: 12 hours
  • Battery size: 1,500W × 12h ÷ 0.80 = 22.5 kWh
For most homes, 10-15 kWh provides overnight backup. Add more if you want to run AC during outages.

Part 3: The 120V/240V Question

This is crucial for American homeowners.
If you want to run during outages:
  • Central air conditioning
  • Electric dryer
  • Electric water heater
  • Well pump
  • Electric vehicle charger
You need 240V output.
Many smaller inverters only output 120V. To run 240V loads, you'd need:
  • Two inverters in split-phase configuration, OR
  • An external autotransformer ($500-800)
SolarInverterUS hybrid units output native 120V/240V split-phase—two hot legs (L1, L2), neutral, and ground. Connect directly to your panel and power any 240V load without additional equipment.
As one customer noted: "The split-phase 120/240V output was exactly what I needed for my US home." [FEEDBACK-001]

Quick Reference: Sizing by Home Type

Home Type
Typical Load
Inverter Size
Battery
Small apartment (no backup)
500 kWh/month
3-4 kW
None
Standard suburban (no backup)
1,000 kWh/month
6-8 kW
None
Standard suburban (with backup)
1,000 kWh/month
8 kW hybrid
10 kWh
Large home (with backup)
1,500 kWh/month
10-12 kW hybrid
15-20 kWh
Rural property with well pump
1,200 kWh/month
8-10 kW hybrid
15 kWh
Tiny house / RV
200 kWh/month
3 kW hybrid
5 kWh

Final Sizing Checklist

Before purchasing, verify:
  • Calculated daily kWh usage from actual bills
  • Determined peak sun hours for your location
  • Applied NEC 120% rule to your panel size
  • Listed critical loads with surge requirements
  • Verified inverter surge rating exceeds largest motor start
  • Confirmed 240V output if needed for heavy appliances
  • Sized battery for desired backup duration
  • Verified battery compatibility (SolarInverterUS supports all major 48V LiFePO4 brands) [TEST-006]

Need help with your specific sizing? Send us your electric bills and appliance list. Our US-based team will calculate your exact requirements.

If you're facing similar challenges, contact us to get a customized solution.